Personal finance, superannuation, retirement planning, savings, financial wellbeing and money management.
When policymakers and economists cite median household income, they’re presenting a number that feels solid and comprehensive. It’s the middle point – half of households earn more, half earn less. But I’ve spent enough…
Read article →Recent perspectives, practical guidance and research from this section.
After years of working with people navigating employment decisions, I’ve noticed something that rarely makes it into casual conversation: the tax code and benefit…
Read article →
There’s a threshold that most people don’t anticipate until they cross it. When your net worth stays modest – under a few hundred thousand…
Read article →
After a major life disruption, the impulse to rebuild savings quickly often backfires. I’ve watched this pattern repeat across different circumstances – job loss,…
Read article →
When someone leaves work for parental leave, the financial impact rarely matches what families expect. I’ve watched this unfold in dozens of households over…
Read article →
I’ve spent years working with professionals in the same field, same company tier, same salary band, and the variation in their superannuation balances is…
Read article →
After years of working with people navigating financial difficulty, I’ve noticed something that doesn’t always make it into the research: the way money stress…
Read article →
I’ve spent enough time watching economic data come across my desk to know that the moment someone says “the economy is strong” or “the…
Read article →
When someone’s income drops – whether from job loss, reduced hours, or a business downturn – the first few weeks often feel deceptively manageable.…
Read article →
I’ve worked with enough people across different income levels to notice something that rarely makes headlines: the difference between those who build real financial…
Read article →