Personal finance, superannuation, retirement planning, savings, financial wellbeing and money management.
When I started working with economic data years ago, the assumption was straightforward: measure income, predict outcomes. Higher income meant better prospects. Lower income signaled risk. The correlation seemed obvious enough that most analysis…
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I’ve worked with enough high-earning professionals to recognize a pattern that most financial advice misses entirely. A surgeon making $350,000 a year can feel…
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After working with families on their finances for years, I’ve noticed something consistent: almost every household underestimates how much their spending will change once…
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When I started working with economic data years ago, the assumption was straightforward: measure income, predict outcomes. Higher income meant better prospects. Lower income…
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After years of working through economic data and talking with people across different income brackets, I’ve noticed something that rarely makes it into casual…
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Most business owners I’ve worked with can tell you their monthly revenue within a few hundred dollars. Ask them what they actually made in…
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I’ve watched this pattern repeat across dozens of conversations over the years. Someone receives a promotion, a raise, or moves into a higher-paying role.…
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When someone steps away from work for an extended period – whether it’s a sabbatical, parental leave, or an unpaid break – their superannuation…
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When a couple has their first child, the money conversation changes almost immediately. Not always in the ways they expect. I’ve watched this shift…
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I’ve watched many people move between jobs or roles, and the ones who handled the transition smoothly almost always had something in common: they’d…
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