Personal finance, superannuation, retirement planning, savings, financial wellbeing and money management.
After working with people on their finances for years, I’ve noticed that money habits rarely form the way people think they do. Most assume habits develop through deliberate choice – you decide to save…
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After working with people through various income transitions – promotions, job changes, inheritance, business growth – I’ve noticed a pattern that rarely gets discussed…
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After working with financial plans across different economic cycles, I’ve noticed that inflation tends to arrive quietly in people’s planning assumptions and then cause…
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When someone’s life changes dramatically – a job loss, a move across the country, a new child, a divorce, an aging parent moving in…
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After working with people on their finances for years, I’ve noticed that money habits rarely form the way people think they do. Most assume…
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After working with people on retirement planning for years, I’ve noticed that the mistakes people make rarely come from ignorance. Most people know they…
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I’ve worked with people across every income bracket, and the pattern is unmistakable: the amount someone earns rarely predicts how secure they feel about…
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Financial stability is not a destination you reach and then maintain on autopilot. After years of working with people at different income levels and…
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Compound growth is one of those concepts that sounds straightforward until you try to apply it. I’ve watched people nod along when they hear…
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Economic participation is not a fixed state. Over the course of a working life, the way people engage with income, employment, and financial systems…
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